Your home might be your greatest financial asset, and Macias Insurance wants to help you protect it. Homeowners insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. Macias Insurance provides the best homeowners insurance coverage for various different types of homes such as: mobile homes, modular homes, single family dwellings, condos, townhomes, and multi-family homes. Call (209) 859-6021 to get a free quote today.
A homeowner’s policy can provide the proper coverage for your structure using a calculated amount of coverage based on the material and size of your home. The contents inside are also covered from theft, fire, and many other perils that could take away your personal property. When others come onto your premises, you are responsible for any damage that may occur to them. Liability and medical payments coverage to others are included in a homeowner’s insurance policy.
There are also additional add-on coverages available for your homeowner’s policy to ensure the protection of your valuables such as jewelry, electronics, artwork, and antiques. It’s important to talk to your Macias Insurance agent or representative to learn what your homeowner’s policy may and may not cover. For those perils that are not covered, there may be supplemental insurance you can purchase as well.
What’s Covered:
- Dwelling Coverage: Pays to repair or rebuild your home — including electrical wiring, plumbing, and heating and air conditioning — if damaged by a covered cause of loss. It’s important to buy enough dwelling coverage to cover the cost to rebuild.
- Other Structures Coverage: Covers damages to detached structures like garages, fences, sheds, and cottages on your property.
- Personal Property Coverage: Helps to insure personal items in your home that may be damaged or destroyed by a covered cause of loss, including furniture, clothes, sporting goods, and electronics.
- Loss of Use Coverage: Covers additional housing and living expenses if you must move out of your home temporarily while it’s being restored.
- Liability Insurance: Designed to protect your assets and cover your defense costs in the event of a lawsuit because you or your family members are responsible for causing injuries or damage to other people or their property.
Affordable Homeowners Insurance
You saved up for years to get a down payment, then it took you a few months of driving around, visiting open houses, and looking around until you found the perfect house to call home. It’s now yours, and you need to protect it. Here at Macias Insurance, we pride ourselves on helping our customers keep their home and possessions protected without unnecessary expenses that add to the cost of home ownership.
Since 2010, we’ve been helping local homeowners find low-cost homeowners insurance. Save money on insuring your home and your belongings with Macias Insurance. With the money you save, you can spend it on vacations, new clothes, or on those home improvement projects that you’ve been wanting to complete. Get a Homeowners Insurance Quote today and see how much you can save on your insurance policy.