Running a business comes with risks, but having the right commercial insurance means you don’t have to face them alone. At Macias Insurance, we offer affordable, dependable coverage designed to protect your business assets, employees, and operations. Whether you own a small business or manage a larger operation, our commercial insurance policies are tailored to fit your unique needs — helping you stay focused on growth, not setbacks. From general liability and property coverage to workers’ comp and commercial auto, we’ve got your business protected every step of the way.
Your Business, Our Priority
- Business Owners Policy (BOP): A bundled policy combining general liability and property coverage for small to mid-sized businesses.
- Commercial Vehicle: Protects your business vehicles and drivers while on the road for work.
- Commercial General Liability (CGL): Covers legal claims for bodily injury, property damage, or personal injury related to business operations.
- Commercial Property: Insures your buildings, inventory, and equipment against fire, theft, vandalism, and more.
- Commercial Umbrella: Adds extra liability protection beyond your existing policy limits.
- Management Liability: Shields owners and executives from lawsuits related to business decisions and leadership actions.
Comprehensive Coverage for Every Corner of Your Business
- Workers Compensation: Covers medical costs and lost wages if an employee is hurt or sick on the job.
- Cargo Insurance: Protects goods in transit against loss, damage, or theft.
- Professional Liability: Covers service professionals against claims of negligence, errors, or omissions.
- Cybersecurity: Helps safeguard your business from losses due to cyberattacks and data breaches.
- Inland Marine (Tools & Equipment): Covers tools and equipment while in transit or stored off-site.
Affordable Commercial Insurance
At Macias Insurance, we offer affordable Commercial Insurance options including General Liability, Commercial Auto, Workers’ Compensation, Property Insurance, and Business Owner’s Policies (BOP). We work hard to help business owners find cost-effective coverage tailored to their unique operations and risks. It’s your business — you’ve invested time and money into building it, and we believe you should keep more of your profits. Let us help you protect your business while saving money on your Commercial Insurance.