Boat & Watercraft Insurance

During the hot summer months, taking your boat or personal watercraft out on the water is one great way to escape the heat, relax, and have some much-needed fun with friends and family.

Although owning a boat is an expensive hobby, no need to worry. Macias Insurance offers a variety of coverage options at great, low monthly rates that won’t break your bank. Call (209) 859-6021 to get a free quote today.

What’s Covered

  • Watercraft Physical Damage: Provides protection for direct, sudden, and accidental damage to your watercraft.
  • Personal Liability: Provides coverage for bodily injury and property damage sustained by others for which you are legally responsible.
  • Uninsured Watercraft: Provides coverage for compensatory damages for bodily injury you are legally entitled to recover from the owner or operator of an uninsured watercraft.
  • Medical Payments: Pays the necessary and reasonable medical expenses incurred within one year from the date of an accident causing bodily injury to any person while in, upon, boarding, or leaving the watercraft.
  • Towing & Roadside Assistance: If the watercraft is disabled while afloat or away from a safe harbor, or the trailer is disabled, this covers the cost of emergency labor at the site of disablement, towing to the nearest place where needed repairs can be made, and delivery of gas, oil, or battery.
  • Personal Property: Includes wearing apparel, sports equipment, fishing equipment, and other personal property owned by any of the insured or their guests while on board or being carried on or off the watercraft.
  • Trailer: Coverage for trailers equipped to transport your boat safely.

Affordable Boat Insurance

We are dedicated to helping you protect your boat without leaving your pockets empty. Accidents happen, even on the water of your favorite lake, river, or pond. It doesn’t matter if you’re going water skiing, enjoying a relaxing day with the family on your pontoon boat at the lake, or fishing from your bass boat — you should be protected. We offer low-cost boat insurance so you can spend more time and money getting out on the water and enjoying life.

Keep yourself, your boat, and your trailer protected from other boaters and Mother Nature. Get a quote for low-cost boat insurance today and stop overpaying.