Independent Insurance Agency · Modesto, CA
Better coverage. Lower rates. Real local agents.
Family-run and serving Modesto since 2010, we compare 30+ top-rated carriers to find the right auto, home, life, or business coverage at the lowest price. Three offices on Crows Landing Road. Hablamos español.
⭐⭐⭐⭐⭐ Trusted by 500+ Modesto families & businesses · Open 7 days at our main office
15+
Years serving Modesto
30+
Top carriers compared
3
Offices on Crows Landing Rd
500+
Happy clients
Our Services
Coverage for everything that matters
One agency, every policy. We shop the market for you instead of pushing one company’s products.
🚗 Auto Insurance
Liability, full coverage, and SR-22 filings — with discounts for safe drivers and bundles.
🏠 Home Insurance
Homeowners, renters, and landlord policies that protect your property and everything in it.
❤️ Life Insurance
Term and whole life options that protect your family’s future — often for less than you’d expect.
🏢 Business Insurance
General liability, commercial auto, and property coverage for local businesses of every size.
📄 SR-22 Insurance
Fast, judgment-free SR-22 filings so you can get back on the road legally — often same-day.
🌴 Mexico Tourist Insurance
Driving south of the border? Get the Mexican auto coverage the law requires before your trip.
🔑 Renters Insurance
Protect your belongings for just a few dollars a month — most landlords require it anyway.
🇲🇽 Aseguranza en Español
Cotizaciones gratis de aseguranza de auto, casa, vida y negocio — en su idioma.
Why Choose Us
Why independent beats big-brand insurance
A captive agent works for one insurance company. We work for you. When you call Macias Insurance, we pull quotes from 30+ carriers and show you the real trade-offs — so you get the coverage you actually need at the best available price.
✓ One call compares 30+ carriers
✓ Local agents who answer the phone
✓ We advocate for you at claim time
✓ Free policy reviews every year
✓ Servicio completo en español
How It Works
Covered in three simple steps
1.
Tell us what you need
Call, come by one of our offices, or send the quote form. Five minutes is all it takes.
2.
We shop 30+ carriers
We compare rates and coverage side by side and explain your options in plain English — o en español.
3.
You’re covered
Most policies start the same day. When life changes, we’re one phone call away — not a call center.
Talk to a real local agent right now
Free phone quotes in minutes. No call centers, no runaround. Open six days a week — and Sundays at our main office. Hablamos español.
¿Prefiere español? Estamos aquí para servirle.
Nuestro equipo habla español todos los días. Cotizaciones gratis de aseguranza de auto, casa, vida y negocio en Modesto — con agentes locales que le explican todo en su idioma.
Testimonials
What our clients say
“Macias Insurance made switching my auto and home policies so easy. They explained every option clearly and found me a better rate than I was paying before. I finally feel like I have an agent who’s looking out for me, not the insurance companies.”
⭐⭐⭐⭐⭐ Sarah Lopez · Turlock, CA
“As a small business owner, I need reliable coverage and fast answers. The team at Macias Insurance handled my liability and commercial auto policies quickly and with personal service you just don’t get from the big companies. Highly recommend!”
⭐⭐⭐⭐⭐ James Martinez · Modesto, CA
Visit Us
Three Modesto offices on Crows Landing Road
Every location handles every type of insurance. Walk in, call, or book an appointment — whichever is easier for you.
📍 Main Office
1404 Crows Landing Rd
Modesto, CA 95351
(209) 523-9100
Mon–Fri: 10:00 AM – 6:00 PM
Sat: 10:00 AM – 4:00 PM
Sun: 10:00 AM – 2:00 PM
Get Directions →
📍 Second Office
1511 Crows Landing Rd
Modesto, CA 95358
(209) 523-9100
Mon–Fri: 10:00 AM – 6:30 PM
Sat: 10:00 AM – 4:00 PM
Sun: Closed
Get Directions →
📍 Third Office
1337 Crows Landing Rd, Suite E
Modesto, CA 95351
(209) 523-9100
By appointment only —
call to schedule a visit
Get Directions →
Free Quote
Get your free quote today
Tell us a little about what you need and a local agent will get back to you with quotes from 30+ carriers — usually the same business day. Prefer to talk? Call (209) 523-9100.
✓ Free and no-obligation
✓ Response within one business day
✓ Respuesta en español disponible
Ready to save on insurance?
Get a free, no-obligation quote today. It takes five minutes and could save you hundreds.