Your mobile home protects you and your loved ones, and Macias Insurance wants to help you protect it.
Affordable mobile home insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in your mobile or motorhome. Mobile home insurance also provides liability coverage against accidents in the home or on the property.
Macias Insurance provides coverage for various different types of homes such as: mobile homes, modular homes, single family dwellings, condos, townhomes, and multi-family homes. Call (209) 859-6021 to get a free quote today.
A mobile home insurance policy can provide the proper coverage for your structure using a calculated amount of coverage based on the material and size of your mobile home. The contents inside are also covered from theft, fire, and many other perils that could take away your personal property. When others come onto your premises, you are responsible for any damage that may occur to them. Liability and medical payments coverage to others are included in a mobile homeowner’s policy.
There are also additional add-on coverages available to ensure the protection of your valuables such as jewelry, electronics, artwork, and antiques. It’s important to talk to your Macias Insurance agent or representative to learn what your mobile home insurance policy may and may not cover. For those perils that are not covered, there may be supplemental insurance you can purchase to fully protect your mobile or motorhome.
What’s Covered
- Dwelling Coverage: Pays to repair or rebuild your home — including electrical wiring, plumbing, and heating and air conditioning — if damaged by a covered cause of loss.
- Other Structures Coverage: Covers damages to detached structures like garages, fences, sheds, and cottages on your property.
- Personal Property Coverage: Helps insure personal items in your home that may be damaged or destroyed by a covered cause of loss, including furniture, clothes, sporting goods, and electronics.
- Loss of Use Coverage: Covers additional housing and living expenses if you must move out of your home temporarily while it’s being restored.
- Liability Insurance: Designed to protect your assets and cover your defense costs in the event of a lawsuit because you or your family members are responsible for causing injuries or damage to other people or their property.
Quick Facts about Mobile Home Insurance
- If you and your family have to move out of your mobile or motorhome due to a covered loss, your additional living expenses (hotel and meal costs) can be covered under a homeowners policy.
- Your dwelling amount needs to match the rebuild price of your mobile home, not your loan amount.
Affordable Mobile Home Insurance
Your mobile home is your castle and you have insurance to protect it — but is that insurance protecting your wallet? We help our customers find the best low-cost mobile home insurance policy to keep their home and belongings protected from damage, theft, fires, and floods. We offer affordable insurance options for owners of manufactured homes, modular homes, motor homes, double wide trailer homes, single wide trailer homes, multi-section manufactured homes, and two story manufactured homes. Contact us now and get a no-obligation mobile home insurance quote and let us help you save money without sacrificing coverage.